Investkredit International Bank PLC offers targeted financing to selected financial institutions, which then extend support to end borrowers, specifically:

• Small and medium-sized enterprises (SMEs);
• Public sector companies.

Financing supports the following strategic activities:

• Innovation and modernization;
• Resource conservation and energy efficiency;
• Environmental initiatives and clean technologies;
• Mutual exchange of expertise and technology among Investkredit member states, including export-import development.

Terms and Conditions

Investkredit carefully selects financial intermediaries based on several criteria, including their operation within an Investkredit member state, solid business reputation, experience in financing the targeted economic sector, and a stable financial position verified by auditor reports. Furthermore, each intermediary’s target program must align with Investkredit’s principles and strategic priorities.

Financial terms and conditions for intermediaries are tailored to each case, factoring in the financing purpose, type, parties involved, transaction structure, and collateral.

Decisions on providing financing to end borrowers are made by the financial intermediaries themselves, who assess risks, ensure alignment with Investkredit’s conditions, and consider other relevant factors. Investkredit maintains ongoing oversight to ensure that funds are properly utilized by intermediaries for their intended purposes.